Attention homeowners in the Denver Meto Area: Get an Appraisal today!

The top 7 reasons why CO homeowners hire Alpha Appraisal Associates:

  1. To get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
  2. To challenge a CO property tax assessment
  3. Remove PMI to lower your monthly mortgage payment
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. To review a different appraiser's report for verification
  6. If property needs to be divided because of a divorce
  7. Settle an estate in CO by determining the true market value of property in question

Do you own a house in or near Arvada? Do you need help determining the value of your real estate?
Contact Alpha Appraisal Associates.

At Alpha Appraisal Associates, we understand the special needs of a consumer after appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your house will attract buyers. It's something concrete to show the buyer. An appraisal is an independent third party's opinion of your home's price -- not just how much you think your home is worth. Potential buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to a professional appraiser's value report than yours.

Need to cancel PMI?

PMI stands for Private Mortgage Insurance. A popular way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is below 80% of the value of your home, in most cases you can apply to your lender to have the PMI eliminated from your loan, which would presumably make your monthly payments go down. We are qualified in helping homeowners just like you rid yourselves of unwanted and unneeded PMI insurance. This is more for informational purposes because this appraisal typically must be ordered by your lender. 

Challenge Tax Assessment

Let's say you live in an area that is going down -- your local tax assessor may have your house overvalued. This means you are going to pay higher taxes than you should be paying. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal from Alpha Appraisal Associates is your perfect weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

Your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area -- even if your specific property has not declined in value. This can be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow viewpoint. Alpha Appraisal Associates can provide you with an expert appraisal that will help you reinstate your HELOC.

Would you prefer a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you desire an expert to double-check your appraisal for precision? An appraiser from Alpha Appraisal Associates can go out and check the subject and comparables in question in a field review. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help you with that Even though this is typically requested by banks, you may want to exploit this service if you suspect mortgage fraud related to your home.